Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social security number
• Account balances
• Credit history and credit scores

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons First Fiat Private Bank chooses to share, and whether you can limit this sharing. Reasons We Can Share Your Personal Information Does First Fiat Private Bank Share? Can You Limit This Sharing? For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes –
to offer our products and services to you Yes No For joint marketing with other financial companies No We Do Not Share For our affiliates’ everyday business purposes –
information about your transactions and experiences Yes No For our affiliates’ everyday business purposes –
information about your creditworthiness Yes Yes For our affiliates to market to you Yes Yes For non-affiliates to market to you No We Do Not Share What We Do How does First Fiat Private Bank protect your information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does First Fiat Private Bank collect your information? We collect your personal information, for example, when you

• Open an account or apply for a loan
• Apply for insurance or seek advice about your investments
• Make deposits or withdrawals from your account

We also collect your personal information from others such as credit bureaus, affiliates, or other companies. Why can’t you limit all sharing? Federal law gives you the right to limit only:

• Sharing for affiliates’ everyday business purposes –information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates

• Our affiliates include companies with a First Fiat Private Bank name, financial companies such as our bank, mortgage company, insurance companies, and securities brokers.

Non‑Affiliates

• First Fiat Private Bank does not share with non-affiliates so they can market to you.

Joint Marketing

• First Fiat Private Bank does not jointly market.